We at One Republic Mortgage have heard your calls for a more consolidated first time home buyer program! There are close to half a dozen purchase financing options we offer, below is a basic and quick summary for our new Conventional product.
620 minimum FICO
Free Appraisal!!! (credit at closing)
Up $2,500 closing cost credit from One Republic
3% min down payment
Lower or no Private Mortgage Insurance
No limit on property locations
After 3 years of no primary residence considered first time home buyer again
Our team is very knowledgeable and highly motivated to speak with you and your clients to piece together basic and more challenging scenarios. We will love to be in touch and hope you contact us.
***Elite First Time Buyer mortgage is only available for primary residence purchase transactions, 1-4 unit properties. Customer may be eligible for the up to $2,500 credit when applying for an Elite First Time Buyer program, funds will be applied as lender credit on the CD. For down payments less than 20% on conventional loans, Mortgage Insurance (MI) may be required. Results of the mortgage affordability estimate/prequalification are guidelines; the estimate is not an application for credit and results do not guarantee loan approval or denial. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.
Terms and conditions may apply, contact to qualify your buyers