Purchase a Home with ORM


Purchase a Home With ORM

Start Your Journey Today

The first step to making homeownership possible is getting prequalified or preapproved for a mortgage. 


Prequalifying at One Republic Mortgage is a quick process that can be done online, and you may get your results within an hour. For mortgage preapproval you will need to supply more information and documents so the application itself may take more time. Getting preapproved before looking at homes is a smart step so that when you are ready to put in an offer on your dream home, it shows the Sellers that you are a serious homebuyer that has the means to secure a mortgage, which makes it more likely that your offer will be accepted and that you’ll complete your purchase of the home.

Should I get Prequalified or Preapproved?

Before looking at homes and scheduling showings with a Real Estate Broker you should always get prequalified in advance. Getting prequalified is helpful when you are trying to establish a homebuying budget and want a rough idea of how much you might be able to borrow. If you have found a home you already like, have been prequalified before and already know your budget, or if you want to gain a competitive advantage and stand out among other potential buyers then you should get Preapproved. Having a preapproval letter means you’ll be ready to make an offer with confidence and a seller will be more likely to consider you a serious buyer because you have had your finances and creditworthiness verified.


1. best mortgage lenders Chicago
1. best mortgage lenders Chicago