When buying a house with financing, the lender must verify the home's value and condition.  Usually through ordering an appraisal. Conventional and FHA appraisals have slightly different processes and may vary in their requirements. Tip. Federal Housing Administration, or FHA, loans typically have strict appraisal inspection guidelines. A conventional appraisal and FHA appraisal may have different requirements for passing inspection.

While real estate agents are still key in the home buying process, buyers are increasingly looking to do more leg work online before involving the experts. Set Yourself Up For Social Make sure you have social media accounts on all the big networks (Facebook, Twitter, Pinterest, Google+, and even Instagram if you snap a lot of house pics). Interact with users, share good press, and promote your properties.

Forget spring, fall is a good time to buy and sell. Historically the real estate buying season begins in early spring. Recent data reveals fall can be even a better time for both sellers and buyers in markets around the country! There are a few obvious reasons as to why the fall is easier, like how all the families looking to buy before school starts are out of the picture. But besides that, let us offer 6 additional reasons to consider a fall re...

Niche has compiled what it says are the top schools at every grade level in Illinois, including both private and public schools.

Niche.com, which specializes in all different types of rankings, released a new 2019 list slightly different than its usual rankings. This time around, Niche ranked what it says are the top schools in Illinois, including both private and public schools, and spanning elementary, middle and high schools. 

In Illinois,...

Private mortgage insurance can add hundreds of dollars to a mortgage payment. Here’s how to remove PMI payments.

The first is that you have by now accumulated/accrued at least 20% equity in the home, and your home is now at 80% of its original appraised value. PMI means lenders are more likely to offer low down payment, high-ratio mortgage loans. That’s good news if you need to buy a home with anything less than 20% down. When the balance drops to...

100% Financing Home Loans for New and Repeat Home Buyers.

• Do you have a client that wants to buy a home but doesn’t have the down payment? You’re not alone.

• 100% financing home loans are mortgages that finance the entire purchase price of a home, eliminating the need for a down payment.

• New and repeat home buyers are eligible for 100% financing through nationwide government-sponsored programs

Qualifications 

-   Fico 640 and above

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