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ORM Blog

Gabriel Huerta

Oct 23, 2023

The Pros and Cons of Adjustable-Rate Mortgages (ARMs)

Adjustable-rate mortgages are a type of home loan where the interest rate fluctuates over time based on changes in a specified financial

Barry Jilin

Oct 20, 2023

The Impact of Inflation on Mortgage Borrowers

The impact of inflation on mortgage borrowers can be significant and far-reaching. Inflation refers to the general increase in the price

Barry Jilin

Oct 19, 2023

Addressing Housing Affordability: Solutions and Challenges

The housing affordability crisis has become a pressing global issue, affecting millions of people in both developed and developing countries

Gabriel Huerta

Oct 14, 2023

Navigating Mortgage Loan Modifications and Alternatives

Navigating mortgage modifications and alternatives is complex but essential when struggling with mortgage payments due to financial

Mark Kelner

Oct 13, 2023

The Rise of Private Mortgage Insurance (PMI)

Private Mortgage Insurance (PMI) is now a vital part of the mortgage industry, providing financial security for lenders

Gabriel Huerta

Oct 10, 2023

A Guide to Mortgage Refinancing for Borrowers

As a homeowner, you might consider mortgage refinancing to save money or meet financial goals. It involves replacing your current mortgage

Gabriel Huerta

Oct 6, 2023

Understanding Mortgage Forbearance and Its Implications

Mortgage forbearance is a financial arrangement between a borrower and a lender that allows the borrower to temporarily suspend

Barry Jilin

Oct 4, 2023

The Impact of Economic Factors on Mortgage Rates

The impact of economic factors on mortgage rates is a complex and dynamic subject that plays a crucial role in the housing market and the...