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Wheeling is a suburb of Chicago with a population of 39,137. Wheeling is in Cook County and is one of the best places to live in Illinois. Living in Wheeling offers residents an urban suburban mix feel and most residents own their homes. Service Area Wheeling < Back to all areas About Wheeling 0 Population 39,137 Median Household Income $68,615 Median Home Value $198,700 $1,265 Median Rent Wheeling is a village in Cook and Lake counties in the U.S. state of Illinois. A suburb of Chicago, it is primarily in Cook County, approximately 23 mi northwest of downtown Chicago. Per the 2020 census, the population was 39,137. en.wikipedia.org Wheeling, Illinois - Wikipedia One Republic Mortgage in Wheeling, Illinois One Republic Mortgage, an Illinois lender and longtime servicer of Wheeling, Illinois home sellers as well as buyers. The company prides itself on the boutique-style approach, allowing its team to devote personal attention to every file, placing the needs of our clients above all else. ORM offers the best and most competitive mortgage interest rates for on the market. Transparency, integrity, and honesty are above all else when presenting the best home loan options for each individual situation. The company leadership as well as the entire staff strive towards a customer-centric approach. Education National Louis University is an accredited, private, non-profit undergraduate and graduate institution of higher learning, organized in colleges of education, arts and sciences, and business and management. Worsham College of Mortuary Science is an accredited, private institution offering associate degrees and diplomas in mortuary science. William Rainey Harper College, based in Palatine, is the community college serving Wheeling. The Consulate-General of South Korea in Chicago maintains the Korean Education Center in Wheeling. Students can also attend one of many private schools in town or in the area. Things To Do in Wheeling Wheeling is served by the Indian Trails Public Library District and Prospect Heights Public Library District. The Korean Cultural Center of Chicago has several key purposes, including preserving and exhibiting the history of Korean immigrants, hosting Korean events and lectures and sharing Korean heritage, among others. Open early June through Labor Day weekend, this pool complex in Heritage Park is a must for families. Open early June through Labor Day weekend, this pool complex in Heritage Park is a must for families. One of the benefits of having Chicago Executive Airport so close is the presence of companies like Windy City Aviation. This flight school provides a range of services, including training for existing pilots who need to keep their knowledge base and skills current and sharp. Dining As a regional hub for shopping, Wheeling is also home to many local, regional, and national restaurant chains. For travelers and locals just looking for a place to eat, Wheeling offers plenty of reasonable options in a wide range of cuisines. https://www.opentable.com/il/wheeling-restaurants Transportation Wheeling has a station on Metra's North Central Service, which provides daily commuter rail service between Antioch and Chicago Union Station Monday through Friday. Chicago Executive Airport, a busy general aviation airport, is located in Wheeling and Prospect Heights and jointly run by both villages. Formerly known as Palwaukee Municipal Airport, it is the third busiest airport in Illinois, after Chicago's O'Hare and Midway airports. https://en.wikipedia.org/wiki/Wheeling,_Illinois The Village of Wheeling, IL offers diversified lifestyles with a family atmosphere. Located in northwestern Cook County, Wheeling’s favorable position in the Chicago Metropolitan area is very attractive to suburban dwellers and businesses alike. Living in Wheeling offers residents an urban suburban mix feel and most residents own their homes. In Wheeling there are a lot of restaurants, coffee shops, and parks. Many families and young professionals live in Wheeling and residents tend to lean liberal. The public schools in Wheeling are highly rated. As a Chicagoland's mortgage lending company, we are able to meet with clients nearby: Addison | Bannockburn | Barrington | Bensenville Bloomingdale | Bridgeview | Glencoe | Chicago | Crystal Lake Deer Park | Deerfield | Evanston | Elmhurst and many other cities. < Back to all areas Connect with Your Loan Specialist Apply for a Loan Now Get Pre-Approved Read our Blog

We make home buying or refinancing simple. Better rates mean you save money. Close your loan in weeks, not months, with a low rate and a mortgage solution that fits your needs. Service Areas One Republic Mortgage prides itself on our boutique-style approach, allowing us to devote personal attention to every case, placing the needs of our clients above all else. ORM is a customer-centric organization. This customer-first culture impacts everything we do. It drives the way we work and the way we interact with each other while maintaining a laser focus on our clients. Arlington Heights Arlington Heights is a town in Illinois with a population of 77,676. Arlington Heights is in Cook County and is one of the best places to live in Illinois. Living in Arlington Heights offers residents an urban suburban mix feel, and most residents own their homes. Read more Buffalo Grove Buffalo Grove is a suburb of Chicago with a population of 43,212. Buffalo Grove is in Lake County and is one of the best places to live in Illinois. Living in Buffalo Grove offers residents an urban suburban mix feel and most residents own their homes. Read more Des Plaines Des Plaines is a town in Illinois with a population of 60,675. Des Plaines is in Cook County and is one of the best places to live in Illinois. Living in Des Plaines offers residents an urban suburban mix feel and most residents own their homes. Read more Glenview Glenview is a suburb of Chicago with a population of 49,000. Glenview is in Cook County and is one of the best places to live in Illinois. Living in Glenview offers residents a dense suburban feel and most residents own their homes. Read more Highland Park Highland Park is a suburb of Chicago with a population of 30,176. Highland Park is in Lake County and is one of the best places to live in Illinois. Living in Highland Park offers residents a dense suburban feel and most residents own their homes. Read more Mundelein Mundelein is a suburb of Chicago with a population of 30,176. Mundelein is in Lake County and is one of the best places to live in Illinois. Living in Mundelein offers residents a dense suburban feel and most residents own their homes. Read more Northbrook Northbrook is a suburb of Chicago with a population of 35,222. Northbrook is in Cook County and is one of the best places to live in Illinois. Living in Northbrook offers residents a dense suburban feel and most residents own their homes. Read more Palatine Palatine is a suburb of Chicago with a population of 67,908. Palatine is in Cook County and is one of the best places to live in Illinois. Living in Palatine offers residents an urban suburban mix feel and most residents own their homes. Read more Schaumburg Schaumburg is a town in Illinois with a population of 74,194. Schaumburg is in Cook County and is one of the best places to live in Illinois. Living in Schaumburg offers residents an urban suburban mix feel and most residents own their homes. Read more Wheeling Wheeling is a suburb of Chicago with a population of 39,137. Wheeling is in Cook County and is one of the best places to live in Illinois. Living in Wheeling offers residents an urban suburban mix feel and most residents own their homes. Read more

Buffalo Grove is a suburb of Chicago with a population of 43,212. Buffalo Grove is in Lake County and is one of the best places to live in Illinois. Living in Buffalo Grove offers residents an urban suburban mix feel and most residents own their homes. Service Area Buffalo Grove < Back to all areas About Buffalo Grove 0 Population 43,212 Median Household Income $115,951 Median Home Value $332,300 $1,643 Median Rent Buffalo Grove, officially the Village of Buffalo Grove, is a village in Lake and Cook County, Illinois. A suburb of Chicago, it lies about 30 miles (50 km) northwest of Downtown Chicago.[a] As of the 2020 Census, Buffalo Grove has a population of 43,212. It totals 9.6 square miles (25 km2) of land, with the top three-quarters in Lake County and the bottom quarter in Cook County. https://en.wikipedia.org/wiki/Buffalo_Grove,_Illinois Buffalo Grove is often named among the best places to live in Illinois, and has fabulous public amenities at well-appointed parks, nature preserves and golf facilities, as well as one of the top summer farmers’ markets in the area. One Republic Mortgage in Buffalo Grove, Illinois One Republic Mortgage, an Illinois lender and longtime servicer of Arlington Heights, Illinois home sellers as well as buyers. The company prides itself on the boutique-style approach, allowing its team to devote personal attention to every file, placing the needs of our clients above all else. ORM offers the best and most competitive mortgage interest rates for on the market. Transparency, integrity, and honesty are above all else when presenting the best home loan options for each individual situation. The company leadership as well as the entire staff strive towards a customer-centric approach. Public Schools These are some of the top-rated public schools in Buffalo Grove based on a variety of measures, including academic performance and equity. Nearly all schools in Buffalo Grove have achieved commendable status or received awards from the state in the 21st century. Shopping Arlington Heights offers great variety for your retail experience. There are over 4.0 million square feet of retail space to meet the needs of today’s diverse shopping wants and desires. Arlington Heights shopping centers provide upscale architecture with attractive landscaping and pedestrian friendly design. There is also a diverse merchandise mix and abundant free parking. Things To Do In Buffalo Grove While staying in Buffalo Grove you can visit the Raupp Memorial Museum. Also worth visiting are the Emmerich Park, Greenfield Park, Winfield Park, Prairie Park, Lions Park, and Old Farm Park. You can enjoy shopping at the Plaza Verde Shopping Center, Dundee Point Shopping Center, Country Court Shopping Center, and Chase Plaza Shopping Center. You can also enjoy a day trip to the theme park called Six Flags Great America. Dining Buffalo Grove is a home to several eating institutions such as Lou Malnati’s Pizzeria, a Chicago Pizzaria icon known for some of the best deep dish pizza in Chicago. Buffalo grove residents also get to enjoy Walker Brothers Pancake House, which offers some of the most delicious breakfasts on this side of the Mississppi! Deerfield’s Bakery is also a very well-known institution known for their incredible baked goods. Buffalo Grove, IL offers a unique combination of popular and well known favorites, with the opportunity to discover a new favorite at one of our many independently owned restaurants or shops. https://www.opentable.com/nearby/restaurants-near-me-buffalo-grove Buffalo Grove Farmers’ Market Sunday mornings, June through October, there’s a well-attended farmers’ market in the parking lot at Mike Rylko Park. The sheer choice at the Buffalo Grove Farmers’ Market is impressive, with 30+ vendors on a given week. Residents can shop for an ever-changing array of fruit and vegetables, flowers, farm-raised meats, flowers, cheese, eggs, a wealth of enticing baked goods, jams, honey, fish, nuts, pet supplies, salsas, and a great deal more.. Housing In the recent years, Buffalo Grove has attracted many young families that have moved from the city looking for more space and excellent schools. Buffalo Grove turns out to be an ideal spot for many because Buffalo Grove homes offer many high end amenities at a very affordable price. Buffalo Grove also offers several town home and condominium options. Most of these condos and town homes have been built in the past 20 years. You will find that Buffalo Grove has an excellent mix of older homes built in the 70’s to homes and communities that are under construction. Buffalo Grove also has several high end luxury communities including East Haven and Sterling Green. https://www.kaplanteamhomes.com/everything-ever-wanted-know-buffalo-grove-il/ Healthcare and Hospitals Buffalo Grove is committed to serving the needs of the community through disability, environmental health, social, nursing, and senior services, as provided through the Health & Human Services department in an effort to produce and maintain an environment that provides optimum health, safety, comfort and well-being, now and for future generations. Transportation Buffalo Grove is in a great location with an excellent transportation infrastructure and convenient access to Chicago and O’Hare International Airport. The Village’s two train stations provide commuters Metra service to Chicago in just over 30 minutes during rush hour. Pace bus services are also available. Pace bus services are also available. Buffalo Grove is a suburb of Chicago with a population of 43,212. Buffalo Grove is in Lake County and is one of the best places to live in Illinois. Living in Buffalo Grove offers residents an urban suburban mix feel and most residents own their homes. In Buffalo Grove there are a lot of restaurants, coffee shops, and parks. Many families live in Buffalo Grove and residents tend to have moderate political views. The public schools in Buffalo Grove are highly rated. As a Chicagoland's mortgage lending company, we are able to meet with clients nearby: Addison | Bannockburn | Barrington | Bensenville Bloomingdale | Bridgeview | Glencoe | Chicago | Crystal Lake Deer Park | Deerfield | Evanston | Elmhurst and many other cities. < Back to all areas Connect with Your Loan Specialist Apply for a Loan Now Get Pre-Approved Read our Blog

Des Plaines is a town in Illinois with a population of 60,675. Des Plaines is in Cook County and is one of the best places to live in Illinois. Living in Des Plaines offers residents an urban suburban mix feel and most residents own their homes. Service Area Des Plaines < Back to all areas About Des Plaines 0 Population 60,675 Median Household Income $65,806 Median Home Value $256,700 $1,144 Median Rent Des Plaines is a city in Cook County, Illinois, United States. Per the 2020 census, the population was 60,675. The city is a suburb of Chicago and is located just north of O'Hare International Airport. It is situated on and is named after the Des Plaines River, which runs through the city just east of its downtown area. The median income for a household in the city was $53,638, and the median income for a family was $65,806. Males had a median income of $42,241 versus $30,885 for females. The per capita income for the city was $24,146. About 3.0% of families and 4.6% of the population were below the poverty line, including 4.8% of those under age 18 and 4.8% of those age 65 or over. A notable number of Cook County residents reside in unincorporated areas which use a Des Plaines zip code. These areas are densely populated and consist primarily of high density, multi-family housing with a very high percentage of foreign-born residents. https://en.wikipedia.org/wiki/Des_Plaines,_Illinois One Republic Mortgage in Des Plaines, Illinois One Republic Mortgage, an Illinois lender and longtime servicer of Des Plaines, Illinois home sellers as well as buyers. The company prides itself on the boutique-style approach, allowing its team to devote personal attention to every file, placing the needs of our clients above all else. ORM offers the best and most competitive mortgage interest rates for on the market. Transparency, integrity, and honesty are above all else when presenting the best home loan options for each individual situation. The company leadership as well as the entire staff strive towards a customer-centric approach. Public Schools The strength of our local school system means your kids can get the kind of education they need to prepare them for their next move in life. And the availability of community college courses means that, no matter what your age, you’ll have the opportunity to take your knowledge to the next level. https://www.desplaines.org/explore-our-city/education Shopping Downtown Des Plaines offers on-the-go dining when you visit your favorite food truck. Pick up some corn tortilla tacos with freshly made pico with a fresh squeeze of lemon to give your day a boost. Food trucks can offer a wide variety of niche ethnic blends. Things To Do in Des Plaines The City of Des Plaines invites you to visit our new (old) downtown theatre! Check out a live performance and dine, drink and dance all under one roof! Our downtown has plenty of free parking and easy access from the Metra train station. We know you will love this beautifully renovated historic venue as much as we do! Visit www.desplainestheatre.com In Des Plaines, you can enjoy outstanding leisure and recreational activities, including fishing, sailing, boating, canoeing and kayaking, miles of walking and biking trails, family aquatic centers, state-of-the-art fitness centers, 18-hole golf courses, horseback riding trails and more! Connect with these resources to discover and enjoy Des Plaines! • Des Plaines Bike Routes Map • There are three different park districts that serve Des Plaines (depending on where you live): Des Plaines Park District, Elk Grove Park District and the Mount Prospect Park District. Find out what park district you belong to by your address here. Dining Besides the fresh air and dazzling scenes, this Chicago suburb is home to beautiful restaurants offering different cuisines, from classic American to refreshing Italian and Greek. Whether it's an afternoon snack, a hot cup of coffee or a relaxing meal with friends or family, take a break to recharge, refuel and indulge in a variety of dining options. https://www.opentable.com/il/Des Plaines-restaurants Des Plaines Farmers’ Market Sam's Farmers Market can be found in Des Plaines. You will find various types of food products such as meat, dairy products, poultry, fish, produce, deli products, freshly baked breads, alcohols and various kinds of vegetables and fruits. We guarantee that our products are of the best quality. Remember, we do not want to disappoint you. Customers are most important to us. Healthcare and Hospitals Des Plaines is committed to serving the needs of the community through disability, environmental health, social, nursing, and senior services, as provided through the Health & Human Services department in an effort to produce and maintain an environment that provides optimum health, safety, comfort and well-being, now and for future generations. Hospitals in or near Des Plaines, IL: Advocate Lutheran Gen Hospital, St. Alexius Medical Center, Schwab Rehabilitation Hospital-Mary Campus, Elgin Mental Health and more. Transportation In Des Plaines, we've got access to planes, trains, buses, an impressive highway network and miles and miles of bicycle and walking trails. And, Chicago is a short 30 minute train ride-great for commuters or those looking to enjoy a day or evening in the Second City. Des Plaines has convenient access to the interstate road system, including the Elgin-O'Hare Expressway (IL-390), Interstate 90 and Interstate 294 Tri-State Tollway. Des Plaines is a town in Illinois with a population of 60,675. Des Plaines is in Cook County and is one of the best places to live in Illinois. Living in Des Plaines offers residents an urban suburban mix feel, and most residents own their homes. In Des Plaines there are a lot of restaurants, coffee shops, and parks. Many young professionals and retirees live in Des Plaines and residents tend to have moderate political views. The public schools in Des Plaines are highly rated. As a Chicagoland's mortgage lending company, we are able to meet with clients nearby: Addison | Bannockburn | Barrington | Bensenville Bloomingdale | Bridgeview | Glencoe | Chicago | Crystal Lake Deer Park | Deerfield | Evanston | Elmhurst and many other cities. < Back to all areas Connect with Your Loan Specialist Apply for a Loan Now Get Pre-Approved Read our Blog

Explore your path to homeownership with Melissa Anguiano, a trusted mortgage lender serving Illinois. Offering a wide range of loan options, I’m here to help you find the perfect mortgage solution to make your homeownership dreams a reality. Contact me today for personalized support and guidance. Get Pre-Approved Now Schedule Consultation (773) 678-2998 Licensed in Illinois GET STARTED Hello, I'm M elissa A nguiano Your Local Mortgage Expert IL License: 031. 0085684 | NMLS # 2556936 Your Home Journey Starts Here Forget the usual mortgage headaches! I'm here to guide you through cutting-edge loan options, simplify the complexities, and secure the best possible rates. Together, we'll clear the way and open the door to your new home. Let's start your journey to homeownership today! Get Pre-Approved Speed matters. Connect with our team to get pre-approved FAST! Apply For a Loan No hidden fees! We pride ourselves on full transparency, “what you see is what you get.” Check Your Loan Status We offer products and services designed to put our clients first. Always. FEATURED LOANS CALCULATORS ABOUT ME TESTIMONIALS Featured Loans Mortgage Calculators Click The Button Below And Calculate Your Mortgage Now About me As a passionate Loan Originator in the Chicago area, I’m thrilled to help turn your homeownership dreams into reality! I know how monumental this decision is, so I’m dedicated to guiding you with honesty, clarity, and full support every step of the way. My mission is to craft personalized solutions that perfectly fit your unique financial situation. Whether you’re a first-time homebuyer, looking to refinance, or exploring investment opportunities, I’m here to make the process exciting and stress-free. With expertise in the local market and fluency in both English and Spanish, I’m committed to making your journey as smooth and accessible as possible. In my free time, I love exploring new places, practicing yoga, and indulging in the culinary delights of the city. This balance allows me to bring fresh energy and perspective to my work, ensuring I'm always at my best when serving you. Let’s connect and make your dream home a reality—together! Testimonials Write a review Lender REC Aaron Babajoni from Chicago, IL Apr. 11, 2023 "I recently had the pleasure of working with Mark for the financing of my condo, and I cannot recommend him highly enough! He was there every step of the way, simplifying the complex process for me and making it a breeze. Mark's expertise and dedication to his work helped us tackle any problem we encountered throughout the transaction. He is a true professional, and his exceptional communication skills, expertise, and dedication will ensure that you have the best possible experience." Amazing service, even better deal Eric F from Northbrook, IL Jan. 15, 2023 "Mark made the most confusing part of purchasing a home an absolute breeze. Mark was patient, took the time to understand my needs, and always presented me with several options for financing. He walked me through every item and made sure I was educated on it. I ran into difficulties with a wrongfully reported item on my credit from the past and Mark and his team were able to resolve it for me. The service was professional, the team was prompt, and the deal I got was awesome. Highly recommend!" Let's Connect Fill out the contact form below and click "Submit" Submit Thanks for submitting! PRIVACY | LEGAL | STATE OF ILLINOIS COMMUNITY REINVEST NOTICE One Republic Inc., DBA One Republic Mortgage an Illinois and Florida residential mortgage licensee. MB.6760633 IL, MBR5640 FL NMLS #258913 | NMLS Consumer Access 847-850-7335 725 E. Dundee Rd, Ste 201, Arlington Heights, IL 60004 onerepublicinc.com

Monica Tibrea commitment to excellence and customer satisfaction is evident in every step of the mortgage journey. From initial consultation to closing, I provide personalized attention, clear communication, and expert guidance to empower clients with the knowledge and confidence they need to make informed decisions. Get Pre-Approved Now Schedule Consultation Hello, I'm M onica T ibrea Your Local Mortgage Expert IL License: 031.0039795 | FL License: LO114336 NMLS # 1283221 (773) 407-7476 GET STARTED Licensed in Illinois & Florida Empowering Your Financial Journey, One Mortgage At a Time. To enable homeownership dreams through personalized, transparent, and stress-free mortgage solutions. Get Pre-Approved Speed matters. Connect with our team to get pre-approved FAST! Apply For a Loan No hidden fees! We pride ourselves on full transparency, “what you see is what you get.” Check Your Loan Status We offer products and services designed to put our clients first. Always. FEATURED LOANS CALCULATORS ABOUT ME TESTIMONIALS Featured Loans Mortgage Calculators Click The Button Below And Calculate Your Mortgage Now About me With over 10 years of experience in the mortgage industry, I am dedicated to helping my clients achieve their homeownership dreams. As a seasoned mortgage loan officer, I specialize in guiding individuals and families through the complexities of the mortgage process, ensuring they secure the best financing options tailored to their unique needs and financial goals. My commitment to excellence and customer satisfaction is evident in every step of the mortgage journey. From initial consultation to closing, I provide personalized attention, clear communication, and expert guidance to empower clients with the knowledge and confidence they need to make informed decisions. I have a deep understanding of the current real estate market and mortgage trends, allowing me to offer strategic advice and innovative solutions to overcome challenges and maximize opportunities. Whether you're a first-time homebuyer, seasoned investor, or looking to refinance, I am here to streamline the process and deliver results. As your trusted mortgage advisor, I prioritize transparency, integrity, and professionalism in all interactions. I am dedicated to building long-lasting relationships based on trust, reliability, and mutual respect. My ultimate goal is to help you achieve your homeownership dreams and financial aspirations with confidence and peace of mind. Contact me today to discuss your mortgage needs and let's embark on the journey to homeownership together. Testimonials Write a review Very professional! ciotuvitalii from Algonquin, IL January, 2024 We bought our first house with Simonica Tibrea and I highly recommend her as the best loan officer! I was completely impressed with her professionalism and customer service. She provided a key analysis to each step of financing , took care of all the details and what is really important: she explained everything so it was transparent and understandable. Our family is grateful for efficiency and for trying to get the best outcome for her clients! Thank you for your above-and-beyond assistance you provided during the buying process! Dedicated and hardworking MLO! N. Ghilascu from Chicago, IL April 2024 Monica is very active in our Romanian community! First, she inspired me about a TV show where she explained and educated community members about getting pre-approved, since many of those like me who buy first time a home in America as an immigrant, may not know all tips and which financial strategies to choose. Monica is a caring person, was present at my closing and was very encouraging throughout the entire process. When I decide to purchase a house in the near future, and even refinance, I will definitely be in contact with her! She is very professional and detailed oriented, understanding clients needs. Thank you Monica for this great opportunity to approve with One Republic! Let's Connect Fill out the contact form below and click "Submit" Submit Thanks for submitting! One Republic Inc., DBA One Republic Mortgage an Illinois and Florida residential mortgage licensee. MB.6760633 IL, MBR5640 FL NMLS #258913 | NMLS Consumer Access 847-850-7335 725 E. Dundee Rd, Ste 201, Arlington Heights, IL 60004 onerepublicinc.com PRIVACY | LEGAL | STATE OF ILLINOIS COMMUNITY REINVEST NOTICE

Whether you are refinancing, a first-time buyer, looking for a vacation home, or an investment property, I am here to provide personalized advice and solutions. My passion lies in educating borrowers and assisting them in achieving their homeownership goals. Get Pre-Approved Now Schedule Consultation (847) 749-8836 Licensed in Illinois & Florida GET STARTED Hello, I'm L uisa C armona Sr. Mortgage Loan Officer IL License: 031.0078102 | NMLS # 1688103 Your Trusted Partner for Mortgage Solutions Get Pre-Approved Speed matters. Connect with our team to get pre-approved FAST! Apply For a Loan No hidden fees! We pride ourselves on full transparency, “what you see is what you get.” Check You r Loan Status We offer products and services designed to put our clients first. Always. FEATURED LOANS CALCULATORS ABOUT ME TESTIMONIALS Featured Loans Mortgage Calculators Click The Button Below And Calculate Your Mortgage Now About me With over 20 years of experience in residential mortgage lending in the Chicago area and surrounding suburbs, I specialize in managing investment portfolios, building customer relationships, and implementing effective marketing strategies. As a dedicated Loan Officer, I understand the significance of purchasing a home and am committed to helping you find the ideal mortgage solution tailored to your specific needs. Whether you are refinancing, a first-time buyer, looking for a vacation home, or an investment property, I am here to provide personalized advice and solutions. My passion lies in educating borrowers and assisting them in achieving their homeownership goals. Fluent in English and Spanish, I can effectively serve a diverse clientele. Beyond work, I find fulfillment in volunteering, teaching Zumba classes, and enjoying quality time with family and friends. Traveling, going to the gym, and biking are among my favorite activities during my free time. Testimonials Write a review Ricardo Moreno June.14, 2023 "All I have to say about Luisa Carmona and her team at One Republic Mortgage are great things! Every question, every little detail, and every phone call was answered and addressed so fast and so professionally that I was shocked. Luisa was so attentive, respectful, and understanding of my needs. I’m so thankful to her that I will always recommend her services! She helped to make my dream come true. You could tell that she loves what she does and enjoys helping others become homeowners. Thank you so much Luisa and your team at ORM! You guys rock!!" Tania Fernanda Gantiva Vanegas June 29, 2023 "One Republic Mortgage is an exceptional entity, providing excellent service and companionship in every step of the way. They made me feel a part of their family and they were very attentive to all my questions and needs to help me accomplish one of my main goals, which is to be the owner of my own dream house. I would like to give a special appreciation to Luisa Carmona and the whole team that brought me peace." Let's Connect Fill out the contact form below and click "Submit" Submit Thanks for submitting! One Republic Inc., DBA One Republic Mortgage an Illinois and Florida residential mortgage licensee. MB.6760633 IL, MBR5640 FL NMLS #258913 | NMLS Consumer Access 847-850-7335 725 E. Dundee Rd, Ste 201, Arlington Heights, IL 60004 onerepublicinc.com PRIVACY | LEGAL | STATE OF ILLINOIS COMMUNITY REINVEST NOTICE

Discover your path to homeownership with Mark Kelner, a trusted mortgage lender offering a diverse range of loan options in Illinois and Florida. Unlock the perfect mortgage solution and fulfill your dreams of owning a home. Reach out today for personalized assistance. Get Pre-Approved Now Schedule Consultation (847) 899-9970 Licensed in Illinois & Florida GET STARTED Hello, I'm M ark K elner Your Local Mortgage Expert IL License: 031.0079517 | FL License: LO113461 NMLS # 2363848 Borrow smarter, live better Say goodbye to the traditional mortgage h urdles ! I'll help you explore innovative loan options, navigate through the jargon, and secure the most competitive rates. Let's get started and unlock your path to homeownership today! Get Pre-Approved Speed matters. Connect with our team to get pre-approved FAST! Apply For a Loan No hidden fees! We pride ourselves on full transparency, “what you see is what you get.” Check Your Loan Status We offer products and services designed to put our clients first. Always. FEATURED LOANS CALCULATORS ABOUT ME TESTIMONIALS Featured Loans Mortgage Calculators Click The Button Below And Calculate Your Mortgage Now About me Allow me to introduce myself: I am Mark Kelner, fortunate to have been born and raised in the vibrant Chicagoland area. As a mortgage professional, I understand the significance of homeownership and take pride in being a reliable partner for my clients throughout their home buying journey. I keep up-to-date with the latest industry trends and use technology to provide exceptional service and results. With a wide range of loan and financial solutions available, I always strive to find the perfect fit for my clients. When I'm not working, I love staying active with outdoor activities such as hiking, cycling, and swimming. I also have a strong commitment to giving back to the community through my involvement with nonprofit organizations. If you're looking for a dependable mortgage professional who gets the job done, look no further. Let's work together to make your dream of owning a home a reality! Testimonials Write a review Lender REC Aaron Babajoni from Chicago, IL Apr. 11, 2023 "I recently had the pleasure of working with Mark for the financing of my condo, and I cannot recommend him highly enough! He was there every step of the way, simplifying the complex process for me and making it a breeze. Mark's expertise and dedication to his work helped us tackle any problem we encountered throughout the transaction. He is a true professional, and his exceptional communication skills, expertise, and dedication will ensure that you have the best possible experience." Amazing service, even better deal Eric F from Northbrook, IL Jan. 15, 2023 "Mark made the most confusing part of purchasing a home an absolute breeze. Mark was patient, took the time to understand my needs, and always presented me with several options for financing. He walked me through every item and made sure I was educated on it. I ran into difficulties with a wrongfully reported item on my credit from the past and Mark and his team were able to resolve it for me. The service was professional, the team was prompt, and the deal I got was awesome. Highly recommend!" Let's Connect Fill out the contact form below and click "Submit" Submit Thanks for submitting! PRIVACY | LEGAL | STATE OF ILLINOIS COMMUNITY REINVEST NOTICE One Republic Inc., DBA One Republic Mortgage an Illinois and Florida residential mortgage licensee. MB.6760633 IL, MBR5640 FL NMLS #258913 | NMLS Consumer Access 847-850-7335 725 E. Dundee Rd, Ste 201, Arlington Heights, IL 60004 onerepublicinc.com

Home Loan Financing with One Republic Mortgage means a Mortgage that closes on time without the hassle. Whether you are a first-time buyer or an experienced home owner, purchasing a new home can be a stressful process. Featured Loans Featured Mortgage Loan Programs Explore a selection of mortgage loan programs available through One Republic Mortgage. We offer a wide range of financing options designed to meet the needs of first-time homebuyers, repeat buyers, real estate investors, ITIN borrowers, foreign nationals, veterans, self-employed borrowers, and homeowners seeking refinancing solutions. Whether you are looking to purchase a home, refinance an existing mortgage, secure a bridge loan, or explore financing options for investment properties, the programs shown below represent only a sample of the loan products we may offer. Additional loan programs and financing solutions may be available depending on borrower qualifications, property type, and current lending guidelines. Please contact One Republic Mortgage to discuss the mortgage options that may best fit your individual needs. *All information provided is for informational purposes only. While every effort has been made to ensure accuracy, no guarantee is expressed or implied. Programs shown do not represent all available loan options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. Connect with Your Loan Specialist

Barry Jilin, a seasoned Mortgage Loan Officer and President of One Republic Mortgage, with over 15 years of extensive experience in Finance and Banking, rooted in a commitment to integrity and results. Get Pre-Approved Now Schedule Consultation Hello, I'm B arry J ilin Your Local Mortgage Expert IL License: 031.0047155 | FL License: LO112784 NMLS # 269971 (847) 804-9002 Licensed in Illinois & Florida GET STARTED Building Strong Foundations for Your Home Building strong foundations for lasting homes is my mission as your dedicated Mortgage Lender. Together, we'll navigate complex mortgages, discover innovative loans, and secure favorable rates to bring your dream home within reach. Your brighter future begins today! Get Pre-Approved Speed matters. Conne ct with our team to get pre-approved FAST! Apply For a Loan No hidden fees! We pride ourselves on full transparency, “what you see is what you get.” Check Your Loan Status We offer products and services designed to put our clients first. Always. FEATURED LOANS CALCULATORS ABOUT ME TESTIMONIALS Featured Loans Mortgage Calculators Click The Button Below And Calculate Your Mortgage Now About me I'm Barry Jilin, a seasoned Mortgage Loan Officer and President of One Republic Mortgage, with over 15 years of extensive experience in Finance and Banking, rooted in a commitment to integrity and results. My primary focus is on cultivating meaningful relationships to empower clients in achieving their home financing goals. My proactive communication style guarantees a level of service that consistently exceeds expectations, and my unwavering commitment to keeping promises ensures a track record of success. With a deep understanding of innovative document-handling techniques, I specialize in simplifying the mortgage process. My dedication lies in uncovering optimal solutions, leading to seamless loan approvals and closures. Beyond work, I hold a degree in Finance and Economics from DePaul University and am actively engaged in the community. I proudly support non-profits such as the Lisker Music Foundation and enthusiastically participate in the annual MS Ride for Life. Whether you're a first-time homebuyer, an investor, or looking to refinance, let's embark on a journey towards financial success together. Testimonials Write a review Incredible Service Igor from Northbrook, IL Oct. 15. 2021 "Barry was very knowledgeable and friendly. He answered all my questions and was very easy to work with. His colleague, Gabriel, was also very knowledgeable and easy to work with. The entire loan process was quick and professional. I would recommend One Republic to anyone looking to finance their home purchase or refinance." Utterly thankful! Dorene from Arlington Heights, IL Apr. 16, 2021 "As a first-time home buyer and millennial, I didn’t have much of an idea on how to go about the process. One Republic took the time to walk me through everything and educated me every step of the way. I never thought I’d be able to get a home of my own! At first, it seemed so intimidating and they made it such a fun process." Let's Connect Fill out the contact form below and click "Submit" Submit Thanks for submitting! One Republic Inc., DBA One Republic Mortgage an Illinois and Florida residential mortgage licensee. MB.6760633 IL, MBR5640 FL NMLS #258913 | NMLS Consumer Access 847-850-7335 725 E. Dundee Rd, Ste 201, Arlington Heights, IL 60004 onerepublicinc.com PRIVACY | LEGAL | STATE OF ILLINOIS COMMUNITY REINVEST NOTICE

Conventional Loans: Fixed & Adjustable-Rate Mortgage Most popular loan types when buying a home or refinancing. Both fixed & adjustable-rate mortgage loans are available for conventional conforming loans, jumbo (non-conforming) loans and FHA or VA programs. Loan Types Traditional & Government Issued Loans and Programs 2026 Conforming Loan Limits (Illinois & Florida) The Federal Housing Finance Agency sets conforming loan limits annually for conventional loans. For 2026, the baseline limits for most U.S. counties, including all of Illinois and most of Florida, are: $832,750 -One-Unit Limit $1,066,250 -Two-Unit Limit $1,288,800 -Three-Unit Limit $1,601,750 -Four-Unit Limit Monroe County, Florida is designated as a high-cost area and has higher conforming loan limits. Note: These limits apply to conventional conforming loans. VA loan eligibility does not follow standard FHFA limits and may vary based on borrower entitlement. Conventional FHA Jumbo VA Loans ITIN DACA Non-QM Loan 2nd Home & Investment Click for our Featured Niche Mortgage Programs ORM Featured Loans Conventional Loans: Fixed & Adjustable-Rate Mortgage Conventional mortgage loans are among the most common financing options for home purchases and refinances. These loans may be structured as fixed-rate or adjustable-rate mortgages and can include both conforming and non-conforming (jumbo) options. To qualify for a conventional loan, borrowers typically need a minimum credit score of 620. Applicants with higher credit scores may be eligible for more favorable interest rates and overall loan terms. Debt-to-income (DTI) ratios generally range up to 45%, although higher ratios may be considered depending on the borrower’s overall financial profile and compensating factors. Conforming Loans Conforming loans are conventional mortgages that meet the guidelines established by the Federal Housing Finance Agency and are eligible for purchase by Fannie Mae and Freddie Mac. Loan limits are updated annually and vary by county. Contact One Republic Mortgage to determine the current conforming loan limits for your specific area. Fixed-Rate Mortgages (Conventional, FHA, and VA): In a fixed-rate mortgage, the interest rate remains the same for the life of the loan. This option is popular among borrowers who plan to stay in their home long-term and prefer predictable monthly payments. Common fixed-rate loan terms include 15-, 20-, and 30-year amortizations. Each monthly payment consists of both principal and interest, with the proportion shifting over time—more interest early in the loan and more principal later. Longer loan terms generally result in lower monthly payments but higher total interest paid over time. Pros: • Predictable monthly principal and interest payments • Protection from rising interest rates Cons: • Higher total interest over longer loan terms • Interest rates may be slightly higher than adjustable-rate options Adjustable-Rate Mortgage (ARM): An adjustable-rate mortgage (ARM) features an initial fixed-rate period, typically 5, 7, or 10 years, followed by periodic rate adjustments based on market conditions. After the initial fixed period, the interest rate may adjust at predetermined intervals. These adjustments are subject to rate caps, which limit how much the rate can increase over time. This type of loan may be suitable for borrowers who do not plan to stay in the home long-term or for certain investment strategies. Pros: • Lower initial interest rates during the fixed period Cons: • Monthly payments may increase after the fixed period ends Disclaimer: Loan programs, rates, terms, and conditions are subject to change without notice. All loans are subject to credit approval, underwriting guidelines, and program eligibility. Connect with Your Loan Specialist Connect with Your Loan Specialist

We are privileged to lead a team of highly motivated, skilled and collaborative Loan Officers and Associates who are truly the finest people in the mortgage industry. Our Leadership Team Building upon the strength of individual talents, knowledge, expertise, and caring is the basis of true success and defines what we do at One Republic Mortgage. We are privileged to lead a team of highly motivated, skilled, and collaborative Loan Officers and Associates who are truly the finest people in the mortgage industry. NMLS# 269971 Send email Barry Jilin President Barry Jilin is a licensed Mortgage Loan Originator serving clients throughout Illinois and Florida and the President of One Republic Mortgage, a residential mortgage lending firm focused on helping borrowers secure competitive home financing solutions. With more than 15 years of experience in mortgage lending, finance, and banking, Barry Jilin works with first-time homebuyers, real estate investors, and homeowners seeking refinancing. Through One Republic Mortgage, he helps clients navigate the mortgage approval process while identifying financing options that align with their financial goals. Barry specializes in a wide range of loan programs including Conventional, FHA, VA, Jumbo, ITIN, and other government-backed mortgage programs. His approach emphasizes clear communication, strong documentation preparation, and underwriting readiness, helping borrowers move efficiently from application to closing while maintaining strict regulatory compliance. As President of One Republic Mortgage, Barry Jilin is committed to building long-term relationships with clients, real estate professionals, and industry partners. His experience in financial analysis, lending operations, and risk management allows him to guide borrowers through complex mortgage transactions with clarity and confidence. Barry holds a degree in Finance and Economics from DePaul University and actively supports community initiatives including the Lisker Music Foundation and the MS Ride for Life. Through One Republic Mortgage, Barry Jilin continues to help borrowers across Illinois and Florida achieve successful homeownership and refinancing outcomes through informed mortgage guidance and responsible lending practices. Send email Gabriel Huerta Vice-President of Sales Gabriel Huerta serves as Vice President of Sales at One Republic Mortgage, where he leads the company’s sales strategy, client relationship initiatives, and team development. Known for his results-driven approach, Gabriel focuses on building long-term relationships while strengthening the company’s sales structure and overall operational performance. At One Republic Mortgage, Gabriel Huerta is responsible for guiding the sales team, supporting daily office operations, and developing processes that improve efficiency and client service. His leadership emphasizes accountability, collaboration, and a culture that reflects the professionalism and standards of One Republic Mortgage. Gabriel is recognized for his ability to exceed sales goals, drive revenue growth, and develop high-performing teams. He works closely with company leadership to align sales operations with the broader objectives of One Republic Mortgage, helping the organization expand while maintaining strong client support and professional standards. An excellent communicator and innovative problem solver, Gabriel Huerta is committed to creating an environment where both employees and clients benefit from clear communication, strong leadership, and a team focused on delivering outstanding service.