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ORM Blog

Barry Jilin

Fun Facts on Renovation & 203K Loans

The HomeStyle is a Fannie Mae loan that allows an investor to purchase a property and include the renovation costs into the mortgage.

Barry Jilin

FHA Vs. Conventional Home Appraisals

When buying a house with financing, the lender must verify the home's value and condition. Usually through ordering an appraisal.

Gabriel Huerta

Ways to Get Rid of PMI

The first is that you have by now accumulated/accrued at least 20% equity in the home, and your home is now at 80% of its original appraised

Barry Jilin

100% Financing

100% financing home loans are mortgages that finance the entire purchase price of a home, eliminating the need for a down payment.

Gabriel Huerta

Yes/No Money Down Scenario - ORM Solution

Would a lender with an option to buy a home with no money down benefit you? I bet your answer was YES, right? Because who wouldn’t like...

Barry Jilin

Reduced Income Doc Loans

One Republic Mortgage offers a variety of reduced documentation and alternative documentation loans for borrowers that cannot verify...

Barry Jilin

SELF-EMPLOYED AND WANT TO BUY A HOME

Trends in the Growing Self-Employment Sector While self-employment can give you more freedom and great satisfaction, it can also add some...

Barry Jilin

ELITE Program is Your Solution

We at One Republic Mortgage have heard your calls for a more consolidated first time home buyer program! There are close to half a dozen...

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